A real Visa® debit card for your kids. Free to start, safe by design.
Free plan available. No monthly subscription required.
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.Some card designs are available only with a subscription plan.
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.
Some card designs are available only with a subscription plan.
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.
The same card adapts as they do. Start a younger kid with small amounts and tight limits, then give a teen real independence as they earn it. Set category and spending limits, and ease them up as they grow. Add up to seven kids on one account.
Start supervised, small amounts.
Chores, allowance, goals.
Real-world spending, with guardrails you set.
Advanced controls come with a subscription plan. See plans →
Get an alert the moment they tap, freeze the card in a second if it goes missing, and set the limits that make sense for your family.
See safety and controls →
A free virtual Modak card of their own, ready to fund their kid, split bills, and keep money moving. Want a physical card too? It's $5, or free on a paid plan.⁴
Free virtual cardDeposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.
“Actually free to start, unlike the others.”
“Great for kids who can't have CashApp yet.”
“I can see every purchase the second it happens.”
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.
Modak is a financial technology company and not a FDIC insured financial institution.
There are no fees associated with opening the account.
Read more →You can use your MoCard anywhere that accepts Visa as a form of payment. This includes stores, online retailers, and businesses that accept card payments.
Read more →Yes! The MoCard can now be used to withdraw cash at ATMs, giving teens greater flexibility to access their funds when needed.
ATM Withdrawal Limits:
Daily withdrawal limit: $220
Per transaction limit: $55
Maximum number of withdrawals per day: 4
These limits are designed to promote responsible spending while ensuring convenient access to cash.
Note: ATM operator fees may apply depending on the machine used.
Read more →You can add a maximum of 7 kids per parent
Read more →Start free. For 15+ card designs and the coaching tools, see the plans. Compare plans →
Join families raising kids who know what to do with money.
Get started for free →
