The $20 bill: Who’s on it and why it matters

If you’ve ever paid with cash in the U.S., odds are you’ve used a $20 bill. It’s one of the most commonly circulated denominations, a go-to for everything from coffee to groceries. But have you ever stopped to ask, “Who’s on the $20 bill?”

The answer: Andrew Jackson, the seventh president of the United States.

Why Is Andrew Jackson on the $20 Bill?

Jackson served from 1829 to 1837 and played a pivotal role in shaping early American politics. He was known for expanding presidential power and founding the modern Democratic Party. His populist image and military leadership earned him widespread fame.

But Jackson’s legacy is deeply controversial. His forced relocation policies toward Native American communities, especially the Trail of Tears, have made his place on U.S. currency a topic of debate.

Still, since 1928, Jackson has remained on the $20 bill, though that may change.

Is Harriet Tubman still going to be on the $20 bill?

Yes, at least that’s the plan. In 2016, the U.S. Treasury announced that abolitionist Harriet Tubman would replace Andrew Jackson on the front of the $20 bill, moving him to the back.

After delays during the previous administration, the Bureau of Engraving and Printing has confirmed that work on the redesign has resumed, with a current target of unveiling the Tubman $20 design by 2030, though no official release date has been announced.

What makes a $20 bill rare?

Most $20 bills aren’t rare, they’re printed in huge quantities. But some are worth more than their face value:

• Misprints (off-center ink or printing errors)
• Low serial numbers (e.g., 00000001)
• Star notes (bills printed to replace damaged ones)
• Old designs (especially from the 1920s or earlier)

If you have one of these, it might be worth checking with a currency appraiser or collector.

How are teens paying in 2025

The $20 bill is still everywhere, but the way we spend money has changed. More and more stores are going cashless. Whether you’re grabbing boba, buying school supplies, or splitting lunch, people are reaching for debit cards or tapping their phones.

So, what does this mean for you?

That’s where Modak comes in. As a teen, you can open a Modak account (with parental approval) in just a few minutes. No monthly fees³. You get your own Visa® debit card, both physical and virtual, that works almost anywhere.

Use it to:

• Buy online (yes, even on Shein)
• Spend in-store using wallets like Apple Pay or Google Pay
• Earn rewards by walking 5,000 steps a day²
• Get paid for chores and complete financial challenges

While cash is still useful, digital tools like Modak make managing money easier, safer, and a lot more fun.

What does the $20 bill look like?

The current $20 bill is mostly green with subtle peach highlights. It features:

• A large portrait of Andrew Jackson
• Color-shifting ink on the numeral 20
• A security thread that glows green under UV light
• Microprinting and watermark for anti-counterfeit protection

These features make it both secure and recognizable.

FAQs

What makes a $20 bill rare?

Look for misprints, star notes, old series, or low serial numbers. These can make a common bill collectible.

Who is on the $20 dollar bill?

Andrew Jackson, the 7th U.S. president.

Why is Jackson on the $20 bill?

He was chosen for his political influence and populist appeal, but his legacy is mixed and remains controversial.

Is Harriet Tubman still going to be on the $20 bill?

Yes. The redesign is in progress and planned for release later this decade.

Final thought

The $20 bill may be one of the most used pieces of paper in your wallet, but your financial life doesn’t have to be old school. With Modak, you get a modern way to spend, save, and earn, all from your phone.

Paper money has history. You make the future.

Ready to go beyond cash? Learn more about Modak

1. This material is for informational and educational purposes only and does not constitute financial, investment, or legal advice. Financial planning results vary by individual and are influenced by personal circumstances and goals. Modak does not provide personalized financial advice or guarantee specific outcomes. Always consult with a qualified financial professional before making financial decisions.