What is the difference between MoBasic, MoSilver, and MoGold?

MoBasic is Modak’s free subscription and includes core banking features such as debit cards, account funding, transaction history, alerts, and MBX rewards.

MoSilver includes all MoBasic features plus additional family management tools, including chores, allowances, savings goals, enhanced parental controls, enhanced spending analytics, premium card designs, and co-parent invitations.

MoGold includes everything in MoSilver, plus premium rewards and benefits such as cashback on eligible purchases, Savings Boost rewards, instant funding fee reimbursement, and additional premium benefits.