Savings
Saving strategies, goals, and tools to help kids and teens grow their money.

How kids and teens think about money (Gen Z insights)
From snacks to savings, here’s what kids and teens reveal about how they think about money and the choices behind it.
June 9, 2026
60% of americans live paycheck to paycheck: How to stop the cycle
Discover why 60% of Americans are living paycheck to paycheck and how you can break the cycle. Learn effective ways to manage your finances with Modak
April 28, 2026
Understanding the child tax credit in 2026
All you need to now about child tax credit. Explore the 2026 child tax credit, eligibility criteria, phase-out thresholds, and upcoming changes.
April 28, 2026
What are kids really saving for? 387 kids answered
We asked 397 kids in the Modak app what they use their MoCard for. Their answers show how they spend, save, and think about money.
April 22, 2026
50+ money quotes about saving and value to inspire smart financial habits
Discover the best money quotes about saving, wealth, and financial wisdom. Learn how Modak helps kids build strong financial habits through rewards.
December 22, 2025
8 Money-Saving Hacks for Teens
Get ready to learn some valuable lessons that will benefit you for years to come!
December 22, 2025
Achieve financial freedom: For teens and parents
Discover how to achieve financial freedom with practical tips for teens and parents. Learn about budgeting, saving, and using Modak to manage money!
December 22, 2025
The ultimate guide to budget planners: Tools to manage your finances
Discover the best budget planners, including printable monthly budget templates and digital apps.
December 22, 2025
How to teach budgeting to kids and teens (Fun activities & tips)
Discover budgeting activities for kids, teens, and students. Learn how to teach budgeting with fun exercises, tips, and real-world money lessons.
December 22, 2025
Get SMART about saving for college!
Are you thinking about your future after high school? Maybe you're already dreaming about college and what kind of career you want to pursue.
December 22, 2025
How can I track my expenses?
Discover ways to track expenses with apps, spreadsheets, and digital wallets to maintain full control over your finances and spending patterns.
December 22, 2025
How gamification improves money management for children
Discover how Modak Makers uses gamification to teach kids money management through rewards and goal-setting, making financial literacy fun!
December 22, 2025
How hiring your kids can save you thousands in taxes
Discover how business owners can save up to $12,000 annually in taxes by hiring their kids. Learn how Modak makes it easier with secure bank accounts.
December 22, 2025
How to save money as a student: Essential tips for teens
Learn how to save money as a student with practical tips and strategies. 1. Budgeting tips for teens 2. Budget worksheets 3. How Modak can help!
December 22, 2025
Introducing loud budgeting, the newest tiktok trend for managing money
Loud budgeting, a modern approach to managing money that's popular among Gen Z. Set saving goals with the Modak Makers app!
December 22, 2025
Dollars and sense: Approaches to money management for teens
This article offers practical tips on money management for teens, covering budgeting basics, saving strategies, and how to use financial tools.
December 22, 2025
Fun with numbers: Engaging personal finance learning methods
Explore personal finance with engaging tools, interactive games, and educational content to make learning dynamic and enjoyable.
December 22, 2025
Piggy banks for kids that make saving exciting: Personalized & electronic
Discover the evolution of the piggy bank from traditional to digital. Learn how piggy banks teach financial literacy and explore modern saving tools.
December 22, 2025
From dreams to reality: The power of setting financial goals!
Do you want to be in control of your financial future? Setting financial goals is an essential step towards achieving financial stability and success.
December 22, 2025
The ultimate guide to teen budget worksheets: Tools for financial success
The best teen budget worksheets, weekly budget templates, and monthly budget printables. Learn how to manage money with Modak Makers.
December 22, 2025
Empower your finances: Finding the best budget app
Discover the best budget apps, including the Empower Budget App. Learn how budgeting apps can help you manage your money and achieve financial goals.
December 22, 2025
The best way to save money for kids: A comprehensive guide
Discover the best ways to teach kids about money, including budgeting games, savings tips, and how Modak can help!
December 22, 2025
Need or want? Understanding the essentials of budgeting
One of the most critical aspects of budgeting is learning the difference between needs and wants.
December 22, 2025