Savings

Saving strategies, goals, and tools to help kids and teens grow their money.

mother and young son doing a craft project with scissors and colored paper

How kids and teens think about money (Gen Z insights)

From snacks to savings, here’s what kids and teens reveal about how they think about money and the choices behind it.

June 9, 2026
father and son pointing at a colorful budget chart on the table

60% of americans live paycheck to paycheck: How to stop the cycle

Discover why 60% of Americans are living paycheck to paycheck and how you can break the cycle. Learn effective ways to manage your finances with Modak

April 28, 2026
rows of gold coins each stamped with a dollar sign

Understanding the child tax credit in 2026

All you need to now about child tax credit. Explore the 2026 child tax credit, eligibility criteria, phase-out thresholds, and upcoming changes.

April 28, 2026
hand holding a glass jar of coins labeled Savings

What are kids really saving for? 387 kids answered

We asked 397 kids in the Modak app what they use their MoCard for. Their answers show how they spend, save, and think about money.

April 22, 2026
overhead view of scattered stacks of hundred-dollar bills

50+ money quotes about saving and value to inspire smart financial habits

Discover the best money quotes about saving, wealth, and financial wisdom. Learn how Modak helps kids build strong financial habits through rewards.

December 22, 2025
red polka-dot piggy bank sitting on a wooden surface

8 Money-Saving Hacks for Teens

Get ready to learn some valuable lessons that will benefit you for years to come!

December 22, 2025
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Achieve financial freedom: For teens and parents

Discover how to achieve financial freedom with practical tips for teens and parents. Learn about budgeting, saving, and using Modak to manage money!

December 22, 2025
woman in a rust-colored sweater sitting thoughtfully on outdoor steps

The ultimate guide to budget planners: Tools to manage your finances

Discover the best budget planners, including printable monthly budget templates and digital apps.

December 22, 2025
stacks of British copper and silver coins arranged in columns

How to teach budgeting to kids and teens (Fun activities & tips)

Discover budgeting activities for kids, teens, and students. Learn how to teach budgeting with fun exercises, tips, and real-world money lessons.

December 22, 2025
two smiling college students reviewing a notebook together on the grass

Get SMART about saving for college!

Are you thinking about your future after high school? Maybe you're already dreaming about college and what kind of career you want to pursue.

December 22, 2025
close-up of a hand writing in an open notebook with an orange pen

How can I track my expenses?

Discover ways to track expenses with apps, spreadsheets, and digital wallets to maintain full control over your finances and spending patterns.

December 22, 2025
stacks of Cards Against Humanity and Crabs Adjust Humidity card decks on a green surface

How gamification improves money management for children

Discover how Modak Makers uses gamification to teach kids money management through rewards and goal-setting, making financial literacy fun!

December 22, 2025
two stacks of blue, yellow, and white poker-chip coins, one stamped with a dollar sign

How hiring your kids can save you thousands in taxes

Discover how business owners can save up to $12,000 annually in taxes by hiring their kids. Learn how Modak makes it easier with secure bank accounts.

December 22, 2025
two smiling young women writing on a whiteboard together

How to save money as a student: Essential tips for teens

Learn how to save money as a student with practical tips and strategies. 1. Budgeting tips for teens 2. Budget worksheets 3. How Modak can help!

December 22, 2025
woman in a purple hoodie holding cash and shouting into a megaphone

Introducing loud budgeting, the newest tiktok trend for managing money

Loud budgeting, a modern approach to managing money that's popular among Gen Z. Set saving goals with the Modak Makers app!

December 22, 2025
hands tucking a twenty-dollar bill into the pocket of blue jeans

Dollars and sense: Approaches to money management for teens

This article offers practical tips on money management for teens, covering budgeting basics, saving strategies, and how to use financial tools.

December 22, 2025
desk with a Go Get 'em mug, a succulent, and a laptop showing a chart

Fun with numbers: Engaging personal finance learning methods

Explore personal finance with engaging tools, interactive games, and educational content to make learning dynamic and enjoyable.

December 22, 2025
repeating pattern of small pink piggy banks on a white background

Piggy banks for kids that make saving exciting: Personalized & electronic

Discover the evolution of the piggy bank from traditional to digital. Learn how piggy banks teach financial literacy and explore modern saving tools.

December 22, 2025
pink piggy bank with a gold coin floating above it

From dreams to reality: The power of setting financial goals!

Do you want to be in control of your financial future? Setting financial goals is an essential step towards achieving financial stability and success.

December 22, 2025
smiling teen girl wearing headphones taking notes in front of a laptop

The ultimate guide to teen budget worksheets: Tools for financial success

The best teen budget worksheets, weekly budget templates, and monthly budget printables. Learn how to manage money with Modak Makers.

December 22, 2025
customer tapping a credit card on a payment reader at a coffee counter

Empower your finances: Finding the best budget app

Discover the best budget apps, including the Empower Budget App. Learn how budgeting apps can help you manage your money and achieve financial goals.

December 22, 2025
close-up of a toy train game piece on a Monopoly board

The best way to save money for kids: A comprehensive guide

Discover the best ways to teach kids about money, including budgeting games, savings tips, and how Modak can help!

December 22, 2025
hand holding a glass jar of coins labeled Savings

Need or want? Understanding the essentials of budgeting

One of the most critical aspects of budgeting is learning the difference between needs and wants.

December 22, 2025
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